Get a specialist HNW quote for unique and high-value assets

High net worth insurance, also known as “HNW insurance”, is a type of coverage specifically designed for individuals with significant assets and higher-than-average net worth. Traditional insurance policies may not provide adequate protection for the unique risks and high-value assets that wealthy individuals often possess. High net worth insurance is tailored to address the specific needs and complexities of affluent individuals and families.

Coverage under high-net-worth insurance can vary, but it typically includes the following components:

Home Insurance: Provides coverage for high-value homes. This coverage often includes protection for the dwelling, other structures (such as a guesthouse or pool house), personal property, and additional living expenses.

Fine Arts and Collectibles Insurance: Protects valuable art collections, antiques, and other collectables against damage, theft, or loss. This coverage may include coverage for items like paintings, sculptures, rare books, and more.

Jewellery and Valuables Insurance: Offers coverage for high-value jewellery, watches, and other valuable items. This can include protection against theft, loss, or damage.

Personal Liability Insurance: Provides liability coverage beyond the limits of standard homeowners or auto insurance. This can help protect against legal claims and lawsuits in the event of accidents or incidents that result in injury or property damage.

It’s important to note that the coverage and specific features of high-net-worth insurance policies can vary among providers. These policies are tailored to meet the individual needs and circumstances of each policyholder.

Our specialist team recognise high net worth insurance is not that simple, but we can tailor individual needs to ensure their portfolio is correctly covered and protect their significant asset.

Please contact us to discuss further.